
Fees & Charges
Effective Date : July 1st, 2022Download Individual Fees & Charges
Individual Internet Banking and Mobile Banking
Transaction Service | ||||
Internal Transfer | |
|||
Transfer to Bank Commonwealth Account | Free | |||
Fees of External Transfer | ||||
BI-FAST | Free* | |||
Online | Free** | |||
Sistem Kliring Nasional (SKN)*** | IDR2.500 | |||
Real Time Gross Settlement (RTGS)*** | IDR25.000 | |||
Foreign Currency Transfer | ||||
Cable Fee | IDR40.000 | |||
Commission Fee | ||||
- Involve Exchange | Free | |||
- No Exchange | USD 8 | |||
Correspondence Charge (Full Amount) | USD 20 | |||
Value Today Transfer (Same Day Value) | USD 15 | |||
Mutual Fund | ||||
Subscription Fee | Discount 50% for Mutual Fund Subscription fee | |||
Redeemption Fee | Depend on the Product Prospectus | |||
Charges related to Hard Token | ||||
SMS Token | Free | |||
First Time Hard Token | IDR200.000 | |||
Replacement for Broken Token Due to Low Battery/System Error | IDR200.000 | |||
Replacement for Broken Token Due to Customer's Negligence | IDR200.000 | |||
Replacement for Lost Token | IDR 200.000 | |||
Unblock Token | Free | |||
Transaction Limit | ||||
Internal Transfer | Per Transaction | Min IDR10,000 (or equivalent) | ||
Daily | Max IDR1,000,000,000 (or equivalent) | |||
Online Transfer | Per Transaction | Min IDR50,000 |
||
Daily | Max IDR100,000,000 | |||
SKN | Per Transaction | Min. IDR100,000 | ||
Daily | IDR500,000,000 | |||
RTGS | Per Transaction | Min IDR100,000,001 | ||
Daily | Max IDR500,000,000 | |||
FCY Transfer (SWIFT) | Per Transaction | Min IDR10,000 (or equivalent) | ||
Daily | Max IDR200,000,000 (or equivalent) | |||
Mutual Fund Subscription | No Maximum Limit |
*) Transfer fee Rp2.500 each transaction will be deducted after customer performing 30 times transactions per month.
**) Effective on October 15th, 2022, interbank online transfer is free of charge without cashback process or deduction fund from Customer’s account and limited for maximum 30 (thirty) transactions per month through ATM, CommBank Mobile and/or Internet Banking. FAQ - Limitation Free Online Transfer Fee
***) Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee.
Effective December 1, 2021, individual transaction service fees in Internet Banking / Mobile Banking for RTGS will be IDR 25,000, SKN will be IDR 2,500, SWIFT (Cable Fee) will be IDR 40.000.
Corporate Internet Banking and Mobile Banking
Transaction Service | ||||
Internal Transfer | |
|||
Transfer to Bank Commonwealth Account | Free | |||
Fees of External Transfer | ||||
Online | Free* | |||
Sistem Kliring Nasional (SKN)** | IDR 2.500 | |||
Real Time Gross Settlement (RTGS)** | IDR 25.000 | |||
Foreign Currency Transfer | ||||
Cable Fee | IDR 40.000 | |||
Commision Fee | ||||
- Involve Exchange | Free | |||
- No Exchange | USD 10 | |||
Correspondance Charge (Full Amount) | USD 20 | |||
Value Today Transfer (Same Day Value) | USD 15 | |||
Charge Related to Hard Token | ||||
SMS Token | Free | |||
First Time Hard Token | IDR200.000 | |||
Replacement for Broken Token Due to Low Battery/System Error | IDR200.000 | |||
Replecement for Broken Token Due to Customer's Negligence | IDR200.000 | |||
Replacement for Lost Token | IDR200.000 | |||
Unblock Token | Free | |||
Transaction Limit | ||||
Internal Transfer | Per Transaction | Min IDR 10.000 (or equivalent) | ||
Daily | Max IDR 2.500.000.000 (or equivalent) | |||
Online Transfer | Per Transaction | Min IDR 50.000 |
||
Daily | Max IDR 100.000.000 | |||
SKN | Per Transaction | IDR 100.000 | ||
Daily | IDR 2.500.000.000 | |||
RTGS | Per Transaction | Min IDR 100.000.001 | ||
Daily | Max IDR 2.500.000.000 | |||
FCY Transfer (SWIFT) | Per Transaction | Min IDR 10.000 (or equivalent) | ||
Daily | Max USD 100.000 |
*Effective on October 15th, 2022, interbank online transfer is free of change without cashback process or deduction fund from Customer’s account and limited for maximum 30 (thirty) transactions per month through ATM, CommBank Mobile and/or Internet Banking. - FAQ - Limitation Free Online Transfer Fee |
||
**Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee. Effective December 1, 2021, corporate transaction service fees in Internet Banking / Mobile Banking (CommBank ID and CommBank Mobile) for RTGS will be IDR 25,000, SKN will be IDR 2,500, SWIFT (Cable Fee) will be IDR 40,000 |
Fund Transfer and Clearing
Transaction Services (via Branch) | |
Internal Transfer | |
Internal Transfer Fee (Transfer to Bank Commonwealth Account) | Free |
External Transfer | |
SKN | IDR 2.900,- |
RTGS | IDR 30.000,- |
Counter Fee | IDR 10.000,- |
Kliring diatas Rp 500.000.000 | IDR 100,000 |
Clearing (Cheque and Bilyet Giro) | |
Clearing Payment | IDR 1.500,- |
Remittance | |
Cable Charge | IDR 50.000,- |
Commision Fee | |
- Involve Exchange | Free |
- No Exchange | 0.125 % Min USD 15 Max USD 100 |
Full Amount Charge | USD 20 |
Value Today Fee | USD 15 |
Inquiry/Cancellation/Amendment | USD 20 |
Incoming Transfer | USD 3 |
Transaction fee for SKN and RTGS is included the fee charged by Bank Indonesia (excluded VAT) of:
SKN: Rp 1 (effective as 30 April 2020 to 31 Desember 2022)
RTGS: (effective from 1 Des 2020)
Rp 6.000 (06.30 - 10.00 WIB)
Rp 15.000 (10.00 - 14.00 WIB)
Rp 21.000 (14.00 WIB - cut off)
Services through Branch Offices
Limit Per Transaction | |
SKN | Maximum: IDR 1.000.000.000 |
RTGS | Minimum: IDR 100.000.001 |
Maximum: No limit | |
Cash Withdrawals | Maximum: No limit |
< IDR 10.000.000 is subject to counter fee. If the withdrawal is large, please confirm to the nearest branch on D-1 |
|
Overbooking | Maximum: No limit |
< IDR 100.000.000 is subject to counter fee | |
Clearing (Cheque and Giro Other Banks) |
Maximum: IDR 500.000.000 |
Transfer Valas (SWIFT) | Maximum: No limit |
transactions > USD100,000 / equivalent, an underlying document is required |
SKN | Rp2,900 |
RTGS | Rp30,000 |
Counter fee | Rp10,000 |
Bilateral Clearing above Rp500.000.000 | Rp100,000 |
ATM/ Debit
Fees | ATM Bank Commonwealt |
ATM Prima/BCA |
ATM Bersama |
ATM Cirrus |
CBA Link |
Debit Maestro |
Debit Prima/BCA |
Balance Inquiry | free |
IDR4,000 |
IDR4,000 |
IDR5,000 |
- |
- |
- |
Cash Withdrawal | free |
IDR7,500* |
IDR7,500* |
IDR30,000** |
IDR10,000 |
- |
- |
Cash Withdrawal (for AusStudent Account) | free |
IDR7,500* |
IDR7,500* |
IDR30,000** |
free |
- |
- |
Inter-Bank Transfer | free |
free |
free |
- |
- |
- |
- |
Transfer to Bank Commonwealth account | free |
free |
free |
- |
- |
- |
- |
Debit/Purchase | - |
- |
- |
- |
free |
free |
|
Charges | |||||||
Annual Fee | free |
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Monthly Administration Fee | free |
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Issuance of First ATM Card | free |
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Replacement lost/stolen | IDR25,000 |
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Supplement Card | IDR25,000 |
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TRANSACTION LIMIT | |||||||
Regular/NPG |
Premier |
||||||
Minimum Transfer per Transaction | IDR50,000 |
IDR50,000 |
|||||
Maximum daily cash withdrawal | IDR10,000,000 |
IDR12,500,000 |
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Maximum daily Purchase (Debit) through Debit BCA/PRIMA Debit and Maestro Network | IDR10,000,000 or equivalent |
IDR45,000,000 or equivalent |
|||||
Maximum daily Internal Transfer | IDR50,000,000 or equivalent |
IDR50,000,000 or equivalent |
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Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network | IDR25,000,000 |
IDR50,000,000 |
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Maximum Transfer per transaction through ATM Bersama | IDR25,000,000 |
IDR25,000,000 |
|||||
Maximum Transfer per transaction through ATM Prima/BCA network | IDR10,000,000 |
IDR10,000,000 |
** Cash withdrawal through ATM Cirrus will be based on master card conversion rate (USD)
- If customer account is in AUD / IDR / SGD / CNY, the conversion process will be AUD / IDR / SGD / CNY -> USD -> Local currency.
- If customer account is in, then the conversion process Local currency -> USD.
Cheque
Cheque/Bilyet Giro Book | IDR300,000 (effective as of March 15, 2021) |
Dishonored Fee | IDR125,000 |
Stop Payment | IDR25,000 |
Safe Deposit Box
Bond Money | IDR900.000,- |
Annual Fee |
|
S Box | IDR400.000, not included VAT 11% |
M Box | IDR500.000, not included VAT 11% |
L Box | IDR700.000, not included VAT 11% |
Bill Payments
Gas and Water Bill |
IDR2.500 |
Indosat Prepaid Top Up | IDR1.500 |
Property Tax | IDR5.000 |
BPJS Kesehatan | IDR2.500 |
Donation and Social | Free |
Other Bill Payment | Free |
E-wallet Top up
Biller | Bank Admin Fee | Provider Admin Fee |
Gopay |
No admin fee |
No admin fee |
Dana | No admin fee |
No admin fee |
ShopeePay | IDR 6,500* |
Refer to ShopeePay policy** |
OVO | No admin fee | Refer to OVO policy*** |
** Fee IDR 500 (five hundred Rupiah) charged directly from ShopeePay top up value
*** Fee IDR 1,000 (one thousand Rupiah) charged directly from OVO top up value.
Other Service Fee
Consolidated e-Statement | free |
Statement (stamp duty - per month)** | IDR10,000 |
Monthly statement printing | IDR25,000/month |
Reference Letter | IDR50,000 |
Audit Letter | IDR100,000 |
Inquiry tax reporting (previous years) | IDR50,000 |
Standing Instruction | IDR50,000/letter annually |
Transaction via Fax (TRB less than IDR300 million) | IDR25,000 |
**The stamp fee is charged per CIF, but not per account.
Bank Notes Withdrawal Fee for Individual Customer per month
Currency | 0 - 5,000 |
>5,000 - 10,000 |
>10,000 |
USD | free
|
free
|
05%
|
AUD | free
|
free
|
0.5%
|
SGD | free
|
0.5%
|
0.5%
|
others currency | 0.5%
|
0.5%
|
0.5%
|
Bank Notes Withdrawal Fee for Individual Corporate per month
Currency | 0 - 5,000 |
>5,000 - 10,000 |
>10,000-50,000 |
>50,000 |
USD | free |
free |
free |
0.5% |
AUD | free |
free |
0.5% |
0.5% |
SGD | free |
0.5% |
0.5% |
0.5% |
others currency | 0.5% |
0.5% |
0.5% |
0.5% |
Bank Notes Withdrawal Fee for Individual Corporate per month
Currency | = 10,000 |
>10,000 |
USD | free |
0.5% |
AUD | free |
0.5% |
SGD | free |
0.5% |
others currency | 0.5% |
0.5% |
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.