Fees & Charges

  1. Fees & Charges
  2. FAQ - Fees & Charges

Effective Date : July 1st, 2022commbankDownload Individual Fees & Charges


Individual Internet Banking and Mobile Banking

Transaction Service
Internal Transfer  
Transfer to Bank Commonwealth Account Free
Fees of External Transfer
BI-FAST Free*
Online Free**
Sistem Kliring Nasional (SKN)*** IDR2.500
Real Time Gross Settlement (RTGS)*** IDR25.000
Foreign Currency Transfer
Cable Fee IDR40.000
Commission Fee
   - Involve Exchange Free
   - No Exchange USD 8
Correspondence Charge (Full Amount) USD 20
Value Today Transfer (Same Day Value) USD 15
Mutual Fund
Subscription Fee Discount 50% for Mutual Fund Subscription fee
Redeemption Fee Depend on the Product Prospectus
Charges related to Hard Token
SMS Token Free
First Time Hard Token IDR200.000
Replacement for Broken Token Due to Low Battery/System Error IDR200.000
Replacement for Broken Token Due to Customer's Negligence IDR200.000
Replacement for Lost Token IDR 200.000
Unblock Token Free
Transaction Limit
Internal Transfer Per Transaction Min IDR10,000 (or equivalent)
Daily Max IDR1,000,000,000 (or equivalent)
Online Transfer Per Transaction Min IDR50,000
Daily Max IDR100,000,000
SKN Per Transaction Min. IDR100,000
Daily IDR500,000,000
RTGS Per Transaction Min IDR100,000,001 
Daily Max IDR500,000,000
FCY Transfer (SWIFT) Per Transaction Min IDR10,000 (or equivalent)
Daily Max IDR200,000,000 (or equivalent)
Mutual Fund Subscription No Maximum Limit

*) Transfer fee Rp2.500 each transaction will be deducted after customer performing 30 times transactions per monthor exceeds the limit.
**) Effective on October 15th, 2022, interbank online transfer is free of charge without cashback process or deduction fund from Customer’s account and limited for maximum 30 (thirty) transactions per month through ATM, CommBank Mobile and/or Internet Banking. FAQ - Limitation Free Online Transfer Fee
***) Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee.

Note: Effective from October 20, 2023, there will be changes in fees for Online Transfer and BI-FAST services for all Commonwealth Bank Customers. Info, click here



Corporate Internet Banking and Mobile Banking

Transaction Service
Internal Transfer  
Transfer to Bank Commonwealth Account Free
Fees of External Transfer
Online Free*
Sistem Kliring Nasional (SKN)** IDR 2.500
Real Time Gross Settlement (RTGS)** IDR 25.000
Foreign Currency Transfer
Cable Fee IDR 40.000
Commision Fee
   - Involve Exchange Free
   - No Exchange USD 10
Correspondance Charge (Full Amount) USD 20
Value Today Transfer (Same Day Value) USD 15
Charge Related to Hard Token
SMS Token Free
First Time Hard Token IDR200.000
Replacement for Broken Token Due to Low Battery/System Error IDR200.000
Replecement for Broken Token Due to Customer's Negligence IDR200.000
Replacement for Lost Token IDR200.000
Unblock Token Free
Transaction Limit
Internal Transfer Per Transaction Min IDR 10.000 (or equivalent)
Daily Max IDR 2.500.000.000 (or equivalent)
Online Transfer Per Transaction Min IDR 50.000
Daily Max IDR 100.000.000
SKN Per Transaction IDR 100.000
Daily IDR 2.500.000.000
RTGS Per Transaction Min IDR 100.000.001
Daily Max IDR 2.500.000.000
FCY Transfer (SWIFT) Per Transaction Min IDR 10.000 (or equivalent)
Daily Max USD 100.000


*Effective on October 15th, 2022, interbank online transfer is free of change without cashback process or deduction fund from Customer’s account and limited for maximum 30 (thirty) transactions per month through ATM, CommBank Mobile and/or Internet Banking. - FAQ - Limitation Free Online Transfer Fee
**Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee.

Note: Effective from October 20, 2023, there will be changes in fees for Real-Time Online and BI-FAST transfer services for all Commonwealth Bank Customers. Info, Click Here

Fund Transfer and Clearing

Transaction Services (via Branch)
Internal Transfer
Internal Transfer Fee (Transfer to Bank Commonwealth Account) Free
External Transfer
SKN

IDR 2.900,-
RTGS IDR 30.000,-
Counter Fee IDR 10.000,- 
Kliring diatas Rp 500.000.000 IDR 100,000
Clearing (Cheque and Bilyet Giro)
Clearing Payment IDR 1.500,-
Remittance
Cable Charge IDR 50.000,-
Commision Fee
   - Involve Exchange Free
   - No Exchange 0.125 % Min USD 15 Max USD 100
Full Amount Charge USD 20
Value Today Fee USD 15
Inquiry/Cancellation/Amendment USD 20
Incoming Transfer USD 3

 

Transaction fee for SKN and RTGS is included the fee charged by Bank Indonesia (excluded VAT) of:
SKN: Rp 1 (effective as 30 April 2020 to 31 Desember 2022)
RTGS: (effective from 1 Des 2020)
Rp 6.000 (06.30 - 10.00 WIB)
Rp 15.000 (10.00 - 14.00 WIB)
Rp 21.000 (14.00 WIB - cut off)


Services through Branch Offices

Limit Per Transaction
SKN Maximum: IDR 1.000.000.000
RTGS Minimum: IDR 100.000.001
Maximum: No limit
Cash Withdrawals Maximum: No limit
 

< IDR 10.000.000 is subject to counter fee. If the withdrawal is large, please confirm to the nearest branch on D-1

Overbooking Maximum: No limit
  < IDR 100.000.000 is subject to counter fee
Clearing
(Cheque and Giro Other Banks)		 Maximum: IDR 500.000.000
Transfer Valas (SWIFT) Maximum: No limit
  transactions > USD100,000 / equivalent, an underlying document is required
Transaction Fee
SKN
Rp2,900
RTGS
Rp30,000
Counter fee
Rp10,000
Bilateral Clearing above Rp500.000.000
Rp100,000







ATM/ Debit

Fees
ATM Bank Commonwealt
ATM Prima/BCA
ATM Bersama
ATM Cirrus
CBA Link
Debit Maestro
Debit Prima/BCA
Balance Inquiry
free
IDR4,000
IDR4,000
IDR5,000
-
-
-
Cash Withdrawal
free
IDR7,500*
IDR7,500*
IDR30,000**
IDR10,000
-
-
Cash Withdrawal (for AusStudent Account)
free
IDR7,500*
IDR7,500*
IDR30,000**
free
-
-
Inter-Bank Transfer
free
free
free
-
-
-
-
Transfer to Bank Commonwealth account
free
free
free
-
-
-
-
Debit/Purchase
-
-
-
-

free
free

Note: Effective October 20, 2023, there will be a change in fees for the Real-Time Online transfer service for all Commonwealth Bank Customers. Info, Click Here

Charges
Annual Fee
free
Monthly Administration Fee
free
Issuance of First ATM Card
free
Replacement lost/stolen
IDR25,000
Supplement Card
IDR25,000
TRANSACTION LIMIT

 Regular/NPG
 Premier
Minimum Transfer per Transaction
IDR50,000
  
IDR50,000
Maximum daily cash withdrawal 
IDR10,000,000
  
IDR12,500,000
Maximum daily Purchase (Debit) through Debit BCA/PRIMA Debit and Maestro Network
IDR10,000,000 or equivalent
  
IDR45,000,000 or equivalent
Maximum daily Internal Transfer
IDR50,000,000 or equivalent
  
IDR50,000,000 or equivalent
Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network
IDR25,000,000
  
IDR50,000,000
Maximum Transfer per transaction through ATM Bersama
IDR25,000,000
  
IDR25,000,000
Maximum Transfer per transaction through ATM Prima/BCA network
IDR10,000,000
  
IDR10,000,000


* Free of charge for cash withdrawal maximum is 10 (ten) transactions per month if the Total Relationship Balance (TRB) or combined deposit balance > IDR10 million and free of charge for 5 (five) cash withdrawal transactions if the TRB or combined deposit balance is < Rp10 million, that will be charged a fee of IDR7,500 and will be in the form of cashback credited in the following month. Transactions that exceed the free quota will be charged a fee of IDR7,500 per transaction.
** Cash withdrawal through ATM Cirrus will be based on master card conversion rate (USD)
- If customer account is in AUD / IDR / SGD / CNY, the conversion process will be AUD / IDR / SGD / CNY -> USD  -> Local currency.
- If customer account is in, then the conversion process   Local currency -> USD.

Cheque

Cheque/Bilyet Giro Book IDR300,000 (effective as of March 15, 2021)
Dishonored Fee IDR125,000
Stop Payment IDR25,000


Safe Deposit Box

Bond Money
IDR900.000,-
Annual Fee
S Box
IDR400.000, not included VAT 11%
M Box
IDR500.000, not included VAT 11%
L Box
IDR700.000, not included VAT 11%


Bill Payments

Gas and Water Bill
IDR2.500
Indosat Prepaid Top Up
IDR1.500
Property Tax
IDR5.000
BPJS Kesehatan
IDR2.500
Donation and Social
Free
Other Bill Payment
Free

E-wallet Top up

 Biller  Bank Admin Fee  Provider Admin Fee
Gopay
 No admin fee
  No admin fee
Dana No admin fee
  No admin fee
ShopeePay IDR 6,500*
  Refer to ShopeePay policy**
 OVO  No admin fee  Refer to OVO policy***
*Included in the first 30 (thirty) free online transfer each month. ShopeePay top up fee is free of charge without cashback process or deduction from Customer’s account.
** Fee IDR 500 (five hundred Rupiah) charged directly from ShopeePay top up value
*** Fee IDR 1,000 (one thousand Rupiah) charged directly from OVO top up value.

Note: Effective October 20, 2023, there will be a change in fees for the Real-Time Online transfer service for all Commonwealth Bank Customers. Info, Click Here

Other Service Fee

Consolidated e-Statement
free
Statement (stamp duty - per month)**
IDR10,000
Monthly statement printing
IDR25,000/month
Reference Letter
IDR50,000
Audit Letter
IDR100,000
Inquiry tax reporting (previous years)
 IDR50,000
Standing Instruction
IDR50,000/letter annually
Transaction via Fax (TRB less than IDR300 million)
IDR25,000
*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank.
**The stamp fee is charged per CIF, but not per account.

Bank Notes Withdrawal Fee for Individual Customer per month

Currency
0 - 5,000
>5,000 - 10,000
>10,000
USD
free
free
05%
AUD
free
free
0.5%
SGD
free
0.5%
0.5%
others currency
0.5%
0.5%
0.5%
*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month

Currency
0 - 5,000
>5,000 - 10,000
>10,000-50,000
>50,000
USD
free
free
free
0.5%
AUD
free
free
0.5%
0.5%
SGD
free
0.5%
0.5%
0.5%
others currency
0.5%
0.5%
0.5%
0.5%
*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month

Currency
= 10,000
>10,000
USD
free
0.5%
AUD
free
0.5%
SGD
free
0.5%
others currency
0.5%
0.5%
*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.