Fees & Charges

  1. Fees & Charges
  2. FAQ - Fees & Charges

Effective Date : March, 30 2020

Individual Internet Banking and Mobile Banking

Transaction Service
Internal Transfer  
Transfer to Commonwealth Bank Account Free
Fees of External Transfer
Online Free*
Sistem Kliring Nasional (SKN) IDR2.500
Real Time Gross Settlement (RTGS)** IDR15.000
Foreign Currency Transfer
Cable Fee IDR25.000
Commission Fee
   - Involve Exchange Free
   - No Exchange USD 8
Correspondence Charge (Full Amount) USD 20
Value Today Transfer (Same Day Value) USD 15
Bill Payment Free
Mutual Fund
Subscription Fee Discount 50% for Mutual Fund Subscription fee
Redeemption Fee Depend on the Product Prospectus
Switching Fee Depend on the Product Prospectus
Charges related to Hard Token
SMS Token Free
First Time Hard Token IDR100.000
Replacement for Broken Token Due to Low Battery/System Error Free
Replacement for Broken Token Due to Customer's Negligence IDR 100.000
Replacement for Lost Token IDR 100.000
Replacement Token for Dormant User ID IDR 100.000
Unblock Token Free
Transaction Limit
Internal Transfer Per Transaction Min IDR10,000 (or equivalent)
Daily Max IDR1,000,000,000 (or equivalent)
Online Transfer Per Transaction Min IDR50,000
Daily Max IDR100,000,000
SKN Per Transaction Min. IDR100,000
Daily IDR500,000,000
RTGS Per Transaction Min IDR100,000,001 
Daily Max IDR500,000,000
FCY Transfer (SWIFT) Per Transaction Min IDR10,000 (or equivalent)
Daily Max IDR200,000,000 (or equivalent)
Bill Payment IDR50,000,000
Mutual Fund Subscription No Maximum Limit

*Effective on September 1st , 2019, interbank online transfer is free for maximum 30 transactions per month done through ATM, Cashflow, Mobile and Internet Banking. Charge of IDR 6,500 per transaction will apply for every transaction made and will be refunded by D+1 (next day). Any subsequent transactions after exceeding the monthly limit, will not be refunded. - FAQ - Limitation Free Online Transfer Fee

**Fee is inclusive of transaction fee payable to BI, maintenance fee for RTGS/SKN and Operational Fee.

Fees and Charges stated above do not applied for Corporate Internet Banking



Fund Transfer and Clearing

Transaction Services (via Branch)
Internal Transfer
Internal Transfer Fee (Transfer to Commonwealth Bank Account) Free
External Transfer
SKN

IDR 2.900,-

(Effective on 1 April to 31 December 2020)
RTGS IDR 30.000,-
Kliring diatas Rp 500.000.000* IDR 100,000
Clearing (Cheque and Bilyet Giro)
Clearing Payment IDR 1.500,-
Remittance
Cable Charge IDR 50.000,-
Commision Fee
   - Involve Exchange Free
   - No Exchange 0.125 % Min USD 15 Max USD 100
Full Amount Charge USD 20
Value Today Fee USD 15
Inquiry/Cancellation/Amendment USD 20
Incoming Transfer USD 3


ATM/ Debit

Fees
ATM Commonwealth Bank
ATM Prima/BCA
ATM Bersama
ATM Cirrus
CBA Link
Debit Maestro
Debit Prima/BCA
Balance Inquiry
free
IDR4,000
IDR4,000
IDR5,000
-
-
-
Cash Withdrawal
free
IDR7,500*
IDR7,500*
IDR30,000**
IDR10,000
-
-
Cash Withdrawal (for AusStudent Account)
free
IDR7,500*
IDR7,500*
IDR30,000**
free
-
-
Inter-Bank Transfer
free
free
free
-
-
-
-
Transfer to Commonwealth Bank account
free
free
free
-
-
-
-
Bill Payment
free
-
-
-

-
-
Debit/Purchase
-
-
-
-

free
free
Charges
Annual Fee
free
Monthly Administration Fee
free
Issuance of First ATM Card
free
Replacement lost/stolen
IDR25,000
Supplement Card
IDR25,000
TRANSACTION LIMIT

 Regular/NPG
 Premier
Minimum Transfer per Transaction
IDR50,000
  
IDR50,000
Maximum daily cash withdrawal
IDR10,000,000
  
IDR15,000,000
Maximum daily Purchase (Debit) through Debit BCA/PRIMA Debit and Maestro Network
IDR10,000,000 or equivalent
  
IDR45,000,000 or equivalent
Maximum daily Internal Transfer
IDR50,000,000 or equivalent
  
IDR50,000,000 or equivalent
Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network
IDR25,000,000
  
IDR50,000,000
Maximum Transfer per transaction through ATM Bersama
IDR25,000,000
  
IDR25,000,000
Maximum Transfer per transaction through ATM Prima/BCA network
IDR10,000,000
  
IDR10,000,000
* As of September 1, 2018 get free of charge up to 10 transaction per month if the TRB average = Rp 10 million or free or free 5 (five) transactions per month if your average TRB < IDR 10 million.
** Cash withdrawal through ATM Cirrus will be based on master card conversion rate (USD)
- If customer account is in AUD / IDR / SGD / CNY, the conversion process will be AUD / IDR / SGD / CNY -> USD  -> Local currency.
- If customer account is in, then the conversion process   Local currency -> USD.

Cheque

Cheque/Bilyet Giro Book IDR100,000
Dishonored Fee IDR125,000
Stop Payment IDR25,000


Safe Deposit Box

Bond Money
IDR900.000,-
Annual Fee
S Box
IDR400.000, not included VAT
M Box
IDR500.000, not included VAT
L Box
IDR700.000, not included VAT

Other Service Fee

Consolidated e-Statement
free
Statement (stamp duty - per month)**
IDR6,000
Monthly statement printing
IDR25,000/month
Reference Letter
IDR50,000
Audit Letter
IDR100,000
Inquiry tax reporting (previous years)
 IDR50,000
Standing Instruction
IDR50,000/letter annually
Transaction via Fax (TRB less than IDR300 million)
IDR25,000
*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank.
**The stamp fee is charged per CIF, but not per account.

Bank Notes Withdrawal Fee for Individual Customer per month

Currency
0 - 5,000
>5,000 - 10,000
>10,000
USD
free
free
05%
AUD
free
free
0.5%
SGD
free
0.5%
0.5%
others currency
0.5%
0.5%
0.5%
*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month

Currency
0 - 5,000
>5,000 - 10,000
>10,000-50,000
>50,000
USD
free
free
free
0.5%
AUD
free
free
0.5%
0.5%
SGD
free
0.5%
0.5%
0.5%
others currency
0.5%
0.5%
0.5%
0.5%
*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month

Currency
= 10,000
>10,000
USD
free
0.5%
AUD
free
0.5%
SGD
free
0.5%
others currency
0.5%
0.5%
*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.

Bank Notes Deposit Fee for Corporate Customer per day

Currency
= 50.000
>50.000
USD
free
0.5%
AUD
free
0.5%
SGD
free
0.5%
others currency
0.5%
0.5%
*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.

 

Bank Notes Deposit Fee for Corporate Customer per day

Import Letter of Credit or SKBDN
Issuance
0.25% per quarter, min. USD50
Amendment

  • Increase in amount
    		•
    0.25% per quarter, min. USD50
  • Extension of validity
    		•
    0.25% per quarter, min. USD50
  • Cancellation
    		•
    USD50
  • Others
    		•
    USD50
    Payment

  • Acceptance Commission under Usance / Deferred
    Payment L/C
    		•
    2% per annum, min. USD50
  • Discrepancy Fee
    		•
    USD75
  • Drawing in excess of L/C amount
    		•
    0.25% per quarter, min. USD50
    Inward Bill Collection
    Presentation
  • Documents against Payment (D/P)
    		•
    0.125% flat from invoice value, min. USD50
  • Documents against Acceptance(D/A)
    		•
    0.125% flat from invoice value, min. USD50
  • Documents received for delivery free of payment
    		•
    USD100
    Payment as Per Bills Collection

  • Charge to remitting Bank (applicable after 60 days)
    		•
    USD100
    Protest Fee

  • Handling fee
    		•
    USD200
    Post Import Financing
  • Based on Import L/C or SKBDN
    		•
    Contact Relationship Manager for Information
  • Based on Documentary Collection
    		•
    Trade Advance (TA)
  • Based on Purchase Order (PO)
    		•
    Contact Relationship Manager for Information
  • Based on Pro-forma Invoice or Sales Contract
    		•
    Transferrable LC / SKBDN
  • Full transfer
    		•
    0.125% flat per LC / SKBDN amount, min. USD100
  • For subsequent amendment
    		•
    min. USD50
    Export Letter of Credit or SKBDN
    LC or SKBDN Advising
  • L/C or SKBDN Advising (including pre-advice)
    		•
    USD25
  • L/C or SKBDN kept with us (for further collection / negotiation with BANK)
    		•
    USD25
  • L/C or SKBDN taken by the beneficiary
    		•
    USD50
  • L/C or SKBDN advised through other Bank
    		•
    USD100
    LC or SKBDN Advising Amendment
    USD25
    LC confirmation
    Contact Relationship Manager for Information, min. USD150
    Documents presented under export LC or SKBDN

  • Collection under LC or SKBDN commission
    		•
    0.25% flat from invoice value, min. USD50
  • 3rd party assignment of proceeds
    		•
    0.125% flat from invoice value, min. USD50
    Outward Bills Collection
    Handling commission
    0.125% flat from invoice value, min. USD50
    Amendment to collection instruction
    0.125% flat from invoice value, min. USD50
    Pre Shipment Financing (PSF)
    PSF based on Incoming LC
    Contact Relationship Manager for Information
    Post Shipment Financing (PoSF)
  • PoSF under LC Clean Negotiation
    		•
    Fee:0.25% flat from invoice, min. USD50
    Contact Relationship Manager for Information
  • PoSF under LC Discrepant Negotiation
    		•
  • PoSF under Documentary Collection
  • PoSF under Open Account (OA)
    		•
    SBLC & Guarantee
    Issuance
  • Issuance
    		•
    2% per annum, min. USD50
  • Administrative Fee
    		•
    USD25
    Amendment issuance

  • Increase and extension
    • 2% per annum, min. USD50
  • Other than increase and extension
    		•
    USD50
    Advising

  • SBLC advised directly to our beneficiary
    		•
    USD50
  • SBLC advised through other Bank
    		•
    USD100
    Amendment advising
    Same with Advising
    Claim settlement
    USD100
    Other Charges
    SWIFT
  • Short
    		•
    USD10
  • Long
    		•
    USD25
  • Extra Long (Extension to MT 701)
    • USD50
    Tracer via SWIFT
    USD15
    Acceptance via SWIFT
    USD15
    Reimbursement for RA/Claim (vostro)
    USD30
    Import Notification/PIB for LC
    IDR75,000
    Import Notification/PIB Non LC
    IDR100,000
    Courier
    USD30

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