CommBank Premium Current Account

Premium Current Account services for your business transaction

CommBank Premium Current Account is a Current Account for individual and corporate to cater your specific needs to support your business transactions, while providing a premium current account services.


- Available in a wide selection of foreign currencies
- Affordable initial deposit and fees
- Competitive interest rate in which calculated based on end of day daily balance
- Cheque/Bilyet Giro facility to support daily business transaction
- Ease of in transactions in more than 18,000 Debit Prima/BCA network and more than 40,000 ATM across Indonesia (Transaction can only be done in local currency and for Individual Account).
  • Free ATM transaction fee through ATM Bersama/Prima/BCA network
  • Free debit card transaction fee through Debit Prima/BCA network
- Monthly Statement.

Risk of Product
The risks attached to this savings product is the change of fees and interest rates that can be done at anytime and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.

Procedures and Requirements
Opening an account can be done at the nearest Bank Commonwealth branch by completing and signing the account opening application form and providing the required documents

Document Requirement:

Resident : Valid ID (KTP) and Tax File Number (NPWP)
Non Resident : Passport and KIMS/KITAS/Reference letter from company/Reference Letter from CBA, Tax File Number (NPWP) and other documents according to terms and condition applied by Bank Commonwealth
Institution : Documents requirement according to Terms and Conditions applied by Bank Commonwealth

Fees and Charges*

Description Fee
Initial deposit IDR25,000,000 or USD/AUD 2,500
Monthly administration** IDR20,000 or USD/AUD 2 
Minimum average balance IDR5,000,000 or USD/AUD 500
Below minimum average balance fee** IDR50,000 or USD/AUD 5
Stamp duty In accordance to the prevailing regulations.
Stamp duty is charged per CIF, not per account
Closing account fee IDR50,000 or USD 5 or AUD 8 

*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank.

**1. If your account balance is not sufficient to cover the monthly fees above, the Bank system will record this as payable fees and debit it whenever your account balance is sufficient for debit payable fee on the following month.

2. If you have auto debit facility on Bank Commonwealth (for example: AutoInvest, loan installment, standing instruction, standing order, etc), please ensure that your accounts have sufficient balance to cover the monthly fees and auto debit facilities.

Interest Rate Calculation
Interest is calculated based on end of day balance according to the prevailing interest rate. Interest rate table can be access in here

Product Expiration
The expiry of the product will be when customer or Bank closes the account.

Product Issuer
This Product issued by PT Bank Commonwealth and guaranteed by Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS")***

***If the value of total deposit exceeds maximum value/if the interest rate of deposit exceeds interest rate of Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS"), deposit is not included and/or shall not be guaranteed by LPS in Deposit Insurance Scheme/Program Penjaminan Simpanan.


Product Information Summary
Learn more about this product here.