A complete convenience for your foreign currency accounts

CommCash is an individual saving account that provides various benefits, convenience and comfort for your foreign currency saving.


- Available in a wide selection of foreign currencies (USD/AUD/SGD/NZD/GBP/EUR/JPY/CNY). 
- Affordable initial deposit and fees 
- Competitive interest rate in which calculated based on end of day daily balance 
- Ease of in transactions in more than 180,000 Debit Prima/BCA network and more than 40,000 ATM across Indonesia.
  • Free ATM transaction fee through ATM Bersama/Prima/BCA network.
  • Free debit card transaction fee through Debit Prima/BCA network.
- Direct link to Commonwealth Bank of Australia ATMs (only for AUD Account)
- Convenience in transaction through Internet/Mobile Banking with discount for transaction fee including:
  • Free transfer fee using SKN.
  • 50% off transfer fee using RTGS.
  • 50% off foreign currencies transfer fee using SWIFT.
  • 50% off subscription fee of the mutual fund products.
- Monthly statement.  

Risk of Product
The risks attached to this savings product is the change of fees and interest rates that can be done at anytime and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.

Procedures and Requirements
Opening an account can be done at the nearest Commonwealth Bank branch by completing and signing the account opening application form and providing the required documents

Document Requirement:

Resident : Valid ID (KTP) and Tax Registration (NPWP)
Non Resident : Passport; and KIMS/ KITAS/ Reference Letter from company registered as Bank Commonwealth customer/ Reference Letter from CBA, Tax Registration and other supporting document refer to Term and Condition Applied in PT Bank Commonwealth.

Fees and Charges*

Description Fee
Initial deposit  USD/AUD/SGD/EUR/GBP/NZD 100 or JPY 10,000 or CNY 500
Monthly administration**  USD/AUD/SGD/EUR/GBP/NZD 0.5 or JPY 50 or CNY free
Minimum average balance  USD/AUD/SGD/EUR/GBP/NZD 10 or JPY 1,000 or CNY 100
Below minimum average balance fee**  USD/AUD/SGD/EUR/GBP/NZD 1 or JPY 100  or CNY 25
Stamp duty  In accordance to the prevailing regulations.
Stamp duty is charged per CIF, not per account
Closing account fee  IDR50,000 or USD/EUR 5 or AUD/SGD/NZD 8 GBP 3 or JPY 500  or CNY 25

*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank

** 1. If your account balance is not sufficient to cover the monthly fees above, the Bank system will record this as payable fees and debit it whenever your account balance is sufficient for debit payable fee on the following month.

Interest Rate Calculation
Interest is calculated based on end of day balance according to the prevailing interest rate. Interest rate table can be access in here

Product Expiration
The expiry of the product will be when customer or Bank closes the account.

Product Issuer
This Product issued by PT Bank Commonwealth and guaranteed by Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS")***

***If the value of total deposit exceeds maximum value/if the interest rate of deposit exceeds interest rate of Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS"), deposit is not included and/or shall not be guaranteed by LPS in Deposit Insurance Scheme/Program Penjaminan Simpanan.