Investment product selection for your futureCommonwealth Bank provides a wide selection of investment and mutual funds products that are managed by the best Fund Managers to provide an optimal return in achieving your future financial goals. This is available in CommInvest service.WHY COMMINVEST? Best product selection CommInvest provides a wide selection of finest mutual funds products with different characteristics and risk level. Supported by experienced and certified Bank staffs, Commonwealth Bank is keen to assist you according to your investment needs and risk profile. An Optimal and safe investment Commonwealth Bank collaborates with selected Fund Managers in the country with good and prudent reputation, credibility, as well as experiences. The Bank participates in the selection and monitoring mutual funds products, in order to ensure optimal and secured investment in accordance to the current Capital Market regulations. Regular and Easy Investment with AutoInvest AutoInvest service is available to help you build your investment portfolio with ease. You can freely determine your own subscription date of which your account will be debited automatically and regularly every month to be invested into your selected mutual funds product. Convenient transaction You can subscribe, switch, and redeem your mutual funds units in any of the Commonwealth Bank branches, and also through Internet Banking which gives you the comfort and convenience in transacting. Transparency and monitoring You will receive integrated monthly statements to view all your transactions and monitor the growth of your investment.DID YOU KNOW? Commonwealth Bank is the mutual funds selling agent in Indonesia with more than 50 Mutual Funds product varieties!Supported by the Commonwealth Bank of Australia, with strong global presence in Asia, New Zealand, Europe and North America, Commonwealth Bank Indonesia was one of the first bank to obtain a license as a Mutual Fund Sales Agent from BAPEPAM-LK. Commonwealth Bank has Mutual Fund Sales Agent Representative certified staff whom are ready to assist you in all of our branches across Indonesia.With more than 10 years experience, Commonwealth Bank is the mutual funds supermarket in Indonesia, and currently collaborates with leading Fund Managers, such as: PT. Ashmore Asset Management Indonesia PT. Batavia Prosperindo Aset Manajemen PT. BNP Paribas Investment Partners PT. CIMB Principal Asset Management PT. Danareksa Investment Management PT. Eastspring Investment Indonesia PT. First State Investment Indonesia PT. Mandiri Manajemen Investasi PT. Manulife Aset Manajemen Indonesia PT. Schroders Investment Management IndonesiaThe common risks of investing in the Mutual Fund:Mutual Funds can provide benefits to investors if the securities portfolio that managed by Fund Managers is able to provide results as expected. However, if the securities portfolio declines in value, then the mutual funds can also result in a loss. Therefore, investors need to understand as well as consider the risks when investing in mutual funds. Types of risks in mutual funds are: Risk of Reduced Unit Holdings Value The risk of reduced unit holdings value due to falling securities portfolio price and Net Asset Value of the Mutual Fund as the result of market condition changes (such as interest rates, inflation, etc.), default of securities issuers, or others. Legal Risk Risk of changes in regulations related to mutual fund; Liquidity Risk Risk that occurs when all or most of investors redeem their unit holdings simultaneously at the same time; and Liquidation Risk The risk that the mutual fund is closed and liquidated by the regulator when the Net Asset Value of funds managed is less than the minimum requirement as stated in prospectus.DisclaimerINVESTMENT IN THE FORM OF MUTUAL FUND CONTAINS RISK. A PROSPECTIVE INVESTOR MUST READ AND UNDERSTAND THE PROSPECTUS PRIOR TO DECIDING TO INVEST IN A MUTUAL FUND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.Mutual fund is a Capital Market Product, NOT PT. Bank Commonwealth’s (“Bank”) product and NOT the Bank’s third-party deposit, hence it is not guaranteed by the Bank and excluded from the government guarantee program or deposit guarantee. Bank act as Mutual Fund Selling Agent.