Updated as of October 20, 2023 Download Individual Fees & Charges
Individual Internet Banking and Mobile Banking
Transaction Service | ||||
Internal Transfer | |
|||
Transfer to Bank Commonwealth Account | Free | |||
Fees of External Transfer | ||||
Real-Time Online | IDR6,500 | |||
National Clearing System (SKN)** | IDR2.500 | |||
Real Time Gross Settlement (RTGS)** | IDR25.000 | |||
Foreign Currency Transfer | ||||
Cable Fee | IDR40.000 | |||
Commission Fee | ||||
- Involve Exchange | Free | |||
- No Exchange | USD 8 | |||
Correspondence Charge (Full Amount) | USD 20 | |||
Value Today Transfer (Same Day Value) | USD 15 | |||
Mutual Fund | ||||
Subscription Fee | Discount 50% for Mutual Fund Subscription fee | |||
Redeemption Fee | Depend on the Product Prospectus | |||
Charges related to Hard Token | ||||
SMS Token | Free | |||
First Time Hard Token | IDR200.000 | |||
Replacement for Broken Token Due to Low Battery/System Error | IDR200.000 | |||
Replacement for Broken Token Due to Customer's Negligence | IDR200.000 | |||
Replacement for Lost Token | IDR 200.000 | |||
Unblock Token | Free | |||
Transaction Limit | ||||
Internal Transfer | Per Transaction | Min IDR10,000 (or equivalent) | ||
Daily | Max IDR1,000,000,000 (or equivalent) | |||
Online Transfer | Per Transaction | Min IDR50,000 |
||
Daily | Max IDR100,000,000 | |||
SKN | Per Transaction | Min. IDR100,000 | ||
Daily | IDR500,000,000 | |||
RTGS | Per Transaction | Min IDR100,000,001** | ||
Daily | Max IDR500,000,000 | |||
FCY Transfer (SWIFT) | Per Transaction | Min IDR10,000 (or equivalent) | ||
Daily | Max IDR200,000,000 (or equivalent) | |||
Mutual Fund Subscription | No Maximum Limit |
**)These fees include transaction fees paid to BI for RTGS/SKN system maintenance costs and operational costs.
Note: Effective from October 20, 2023, there will be changes in fees for Real-Time Online and BI-FAST transfer services for all Commonwealth Bank Customers. Info, click here
Corporate Internet Banking and Mobile Banking
Transaction Service | ||||
Internal Transfer | |
|||
Transfer to Bank Commonwealth Account | Free | |||
Fees of External Transfer | ||||
Real-Time Online | IDR6,500 | |||
Sistem Kliring Nasional (SKN)** | IDR 2.500 | |||
Real Time Gross Settlement (RTGS)** | IDR 25.000 | |||
Foreign Currency Transfer | ||||
Cable Fee | IDR 40.000 | |||
Commision Fee | ||||
- Involve Exchange | Free | |||
- No Exchange | USD 10 | |||
Correspondance Charge (Full Amount) | USD 20 | |||
Value Today Transfer (Same Day Value) | USD 15 | |||
Charge Related to Hard Token | ||||
SMS Token | Free | |||
First Time Hard Token | IDR200.000 | |||
Replacement for Broken Token Due to Low Battery/System Error | IDR200.000 | |||
Replecement for Broken Token Due to Customer's Negligence | IDR200.000 | |||
Replacement for Lost Token | IDR200.000 | |||
Unblock Token | Free | |||
Transaction Limit | ||||
Internal Transfer | Per Transaction | Min IDR 10.000 (or equivalent) | ||
Daily | Max IDR 2.500.000.000 (or equivalent) | |||
Online Transfer | Per Transaction | Min IDR 50.000 |
||
Daily | Max IDR 100.000.000 | |||
SKN | Per Transaction | IDR 100.000 | ||
Daily | IDR 2.500.000.000 | |||
RTGS | Per Transaction | Min IDR 100.000.001 | ||
Daily | Max IDR 2.500.000.000 | |||
FCY Transfer (SWIFT) | Per Transaction | Min IDR 10.000 (or equivalent) | ||
Daily | Max USD 100.000 |
*Such fees include transaction fees paid to BI for RTGS/SKN system maintenance costs and operational costs. Note: Effective from October 20, 2023, there will be changes in fees for Real-Time Online and BI-FAST transfer services for all Commonwealth Bank Customers. Info, Click Here |
Fund Transfer and Clearing
Transaction Services (via Branch) | |
Internal Transfer | |
Internal Transfer Fee (Transfer to Bank Commonwealth Account) | Free |
External Transfer | |
SKN | IDR 2.900,- |
RTGS | IDR 30.000,- |
Counter Fee | IDR 10.000,- |
Kliring diatas Rp 500.000.000 | IDR 100,000 |
Clearing (Cheque and Bilyet Giro) | |
Clearing Payment | IDR 1.500,- |
Remittance | |
Cable Charge | IDR 50.000,- |
Commision Fee | |
- Involve Exchange | Free |
- No Exchange | 0.125 % Min USD 15 Max USD 100 |
Full Amount Charge | USD 20 |
Value Today Fee | USD 15 |
Inquiry/Cancellation/Amendment | USD 20 |
Incoming Transfer | USD 3 |
Transaction fee for SKN and RTGS is included the fee charged by Bank Indonesia (excluded VAT) of:
SKN: Rp 1 (effective as 30 April 2020 to 31 Desember 2022)
RTGS: (effective from 1 Des 2020)
Rp 6.000 (06.30 - 10.00 WIB)
Rp 15.000 (10.00 - 14.00 WIB)
Rp 21.000 (14.00 WIB - cut off)
Services through Branch Offices
Limit Per Transaction | |
SKN | Maximum: IDR 1.000.000.000 |
RTGS | Minimum: IDR 100.000.001 |
Maximum: No limit | |
Cash Withdrawals | Maximum: No limit |
< IDR 10.000.000 is subject to counter fee. If the withdrawal is large, please confirm to the nearest branch on D-1 |
|
Overbooking | Maximum: No limit |
< IDR 100.000.000 is subject to counter fee | |
Clearing (Cheque and Giro Other Banks) |
Maximum: IDR 500.000.000 |
Transfer Valas (SWIFT) | Maximum: No limit |
transactions > USD100,000 / equivalent, an underlying document is required |
SKN | Rp2,900 |
RTGS | Rp30,000 |
Counter fee | Rp10,000 |
Bilateral Clearing above Rp500.000.000 | Rp100,000 |
CommBank Mobile | ||||||||
Fees of External Transfer |
| |||||||
BI-FAST | ||||||||
Last month's average savings balance | >=IDR10,000,000 |
Free of charge* |
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Last month's average savings balance | <IDR10,000,000 |
IDR2,500 |
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*)Free first 30x transaction per month provided that the savings account used for the transaction has last month average balance of IDR 10,000,000. Transfer fee of IDR2,500 per transaction will be charged if you do not meet the minimum savings balance or have exceeded the free transfer quota limit. Notes: Effective from October 20, 2023, there will be changes in fees for Real-Time Online and BI-FAST transfer services for all Bank Commonwealth Customers. Info, click here |
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Transaction limit | ||||||||
BI-FAST | Per transaction | Min IDR10,000 |
||||||
Max IDR250,000,000 |
||||||||
Daily | Max IDR500,000,000 |
ATM/ Debit
Fees | ATM Bank Commonwealt |
ATM Prima/BCA |
ATM Bersama |
ATM Cirrus |
CBA Link |
Debit Maestro |
Debit Prima/BCA |
Balance Inquiry | free |
IDR4,000 |
IDR4,000 |
IDR5,000 |
- |
- |
- |
Cash Withdrawal | free |
IDR7,500* |
IDR7,500* |
IDR30,000** |
IDR10,000 |
- |
- |
Cash Withdrawal (for AusStudent Account) | free |
IDR7,500* |
IDR7,500* |
IDR30,000** |
free |
- |
- |
Inter-Bank Transfer | IDR6,500 |
IDR6,500 |
IDR6,500 |
- |
- |
- |
- |
Transfer to Bank Commonwealth account | free |
free |
free |
- |
- |
- |
- |
Debit/Purchase | - |
- |
- |
- |
free |
free |
|
Note: Effective October 20, 2023, there will be a change in fees for the Real-Time Online transfer service for all Commonwealth Bank Customers. Info, Click Here |
Charges | |||||||
Annual Fee | free |
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Monthly Administration Fee | free |
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Issuance of First ATM Card | free |
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Replacement lost/stolen | IDR25,000 |
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Supplement Card | IDR25,000 |
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|
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TRANSACTION LIMIT | |||||||
Regular/NPG |
Premier |
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Minimum Transfer per Transaction | IDR50,000 |
IDR50,000 |
|||||
Maximum daily cash withdrawal | IDR10,000,000 |
IDR12,500,000 |
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Maximum daily Purchase (Debit) through Debit BCA/PRIMA Debit and Maestro Network | IDR10,000,000 or equivalent |
IDR45,000,000 or equivalent |
|||||
Maximum daily Internal Transfer | IDR50,000,000 or equivalent |
IDR50,000,000 or equivalent |
|||||
Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network | IDR25,000,000 |
IDR50,000,000 |
|||||
Maximum Transfer per transaction through ATM Bersama | IDR25,000,000 |
IDR25,000,000 |
|||||
Maximum Transfer per transaction through ATM Prima/BCA network | IDR10,000,000 |
IDR10,000,000 |
** Cash withdrawal through ATM Cirrus will be based on master card conversion rate (USD)
- If customer account is in AUD / IDR / SGD / CNY, the conversion process will be AUD / IDR / SGD / CNY -> USD -> Local currency.
- If customer account is in, then the conversion process Local currency -> USD.
Cheque
Cheque/Bilyet Giro Book | IDR300,000 (effective as of March 15, 2021) |
Dishonored Fee | IDR125,000 |
Stop Payment | IDR25,000 |
Safe Deposit Box
Bond Money | IDR900.000,- |
Annual Fee |
|
S Box | IDR400.000, not included VAT 11% |
M Box | IDR500.000, not included VAT 11% |
L Box | IDR700.000, not included VAT 11% |
Bill Payments
Gas and Water Bill |
IDR2.500 |
Indosat Prepaid Top Up | IDR1.500 |
Property Tax | IDR5.000 |
BPJS Kesehatan | IDR2.500 |
Donation and Social | Free |
Other Bill Payment | Free |
E-wallet Top up
Biller | Bank Admin Fee | Provider Admin Fee |
Gopay |
No admin fee |
No admin fee |
Dana | No admin fee |
No admin fee |
ShopeePay | IDR6,500 |
Refer to ShopeePay policy* |
OVO | No admin fee | Refer to OVO policy** |
**The fee of Rp1.000,- (one thousand Rupiah) is directly deducted by OVO from the nominal top up.
Note: Effective October 20, 2023, there will be a change in fees for the Real-Time Online transfer service for all Commonwealth Bank Customers. Info, Click Here
Other Service Fee
Consolidated e-Statement | free |
Statement (stamp duty - per month)** | IDR10,000 |
Monthly statement printing | IDR25,000/month |
Reference Letter | IDR50,000 |
Audit Letter | IDR100,000 |
Inquiry tax reporting (previous years) | IDR50,000 |
Standing Instruction | IDR50,000/letter annually |
Transaction via Fax (TRB less than IDR300 million) | IDR25,000 |
**The stamp fee is charged per CIF, but not per account.
Bank Notes Withdrawal Fee for Individual Customer per month
Currency | 0 - 5,000 |
>5,000 - 10,000 |
>10,000 |
USD | free
|
free
|
05%
|
AUD | free
|
free
|
0.5%
|
SGD | free
|
0.5%
|
0.5%
|
others currency | 0.5%
|
0.5%
|
0.5%
|
Bank Notes Withdrawal Fee for Individual Corporate per month
Currency | 0 - 5,000 |
>5,000 - 10,000 |
>10,000-50,000 |
>50,000 |
USD | free |
free |
free |
0.5% |
AUD | free |
free |
0.5% |
0.5% |
SGD | free |
0.5% |
0.5% |
0.5% |
others currency | 0.5% |
0.5% |
0.5% |
0.5% |
Bank Notes Withdrawal Fee for Individual Corporate per month
Currency | = 10,000 |
>10,000 |
USD | free |
0.5% |
AUD | free |
0.5% |
SGD | free |
0.5% |
others currency | 0.5% |
0.5% |
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.