Investment

Investment product selection for your future

Bank Commonwealth provides a wide selection of investment and mutual funds products that are managed by the best Fund Managers to provide an optimal return in achieving your future financial goals. This is available in CommInvest service.

WHY COMMINVEST?

  1. Best product selection
    CommInvest provides a wide selection of finest mutual funds products with different characteristics and risk level. Supported by experienced and certified Bank staffs, Bank Commonwealth is keen to assist you according to your investment needs and risk profile.
  1. An Optimal 
    Bank Commonwealth collaborates with selected Fund Managers in the country with good and prudent reputation, credibility, as well as experiences. The Bank participates in the selection and monitoring mutual funds products, in order to ensure optimal investment in accordance to the current Capital Market regulations.
  1. Regular and Easy Investment with AutoInvest
    AutoInvest service is available to help you build your investment portfolio with ease. You can freely determine your own subscription date of which your account will be debited automatically and regularly every month to be invested into your selected mutual funds product.
  1. Convenient transaction
    You can subscribe, switch and redeem your mutual fund units in any of Bank Commonwealth branches and through Internet Banking, Mobile Banking, CommBank SmartWealth and Phone Indemnity services that provide comfort and ease of transactions.
  1. Transparency and monitoring
    You will receive integrated monthly statements to view all your transactions and monitor the growth of your investment.

DID YOU KNOW?

Bank Commonwealth is the mutual funds selling agent in Indonesia with more than 40 Mutual Funds product varieties!

Supported by the Bank Commonwealth of Australia, with strong global presence in Asia, New Zealand, Europe and North America, Bank Commonwealth Indonesia was one of the first bank to obtain a license as a Mutual Fund Sales Agent from BAPEPAM-LK. Bank Commonwealth has Mutual Fund Sales Agent Representative certified staff whom are ready to assist you in all of our branches across Indonesia.

With more than 10 years of experience, Bank Commonwealth is currently actively collaborates with leading Fund Managers such as:

  • PT. Ashmore Asset Management Indonesia
  • PT. Batavia Prosperindo Aset Manajemen
  • PT. BNP Paribas Asset Management
  • PT. Mandiri Manajemen Investasi
  • PT. Manulife Aset Manajemen Indonesia
  • PT. Schroder Investment Management Indonesia
  • PT. Sucorinvest Asset Management

The common risks of investing in the Mutual Fund:
Mutual Funds can provide benefits to investors if the securities portfolio that managed by Fund Managers is able to provide results as expected. However, if the securities portfolio declines in value, then the mutual funds can also result in a loss. Therefore, investors need to understand as well as consider the risks when investing in mutual funds. Types of risks in mutual funds are:

  1. Risk of Reduced Unit Holdings Value
    The risk of reduced unit holdings value due to falling securities portfolio price and Net Asset Value of the Mutual Fund as the result of market condition changes (such as interest rates, inflation, etc.), default of securities issuers, or others.
  2. Legal Risk
    Risk of changes in regulations related to mutual fund;
  3. Liquidity Risk
    Risk that occurs when all or most of investors redeem their unit holdings simultaneously at the same time; and
  4. Liquidation Risk
    The risk that the mutual fund is closed and liquidated by the regulator when the Net Asset Value of funds managed is less than the minimum requirement as stated in prospectus.

Disclaimer

INVESTMENT IN THE FORM OF MUTUAL FUND CONTAINS RISK. A PROSPECTIVE INVESTOR MUST READ AND UNDERSTAND THE PROSPECTUS PRIOR TO DECIDING TO INVEST IN A MUTUAL FUND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Mutual fund is a Capital Market Product, NOT PT. Bank Commonwealth’s (“Bank”) product and NOT the Bank’s third-party deposit, hence it is not guaranteed by the Bank and excluded from the government guarantee program or deposit guarantee. Bank act as Mutual Fund Selling Agent.