Saving Account with a Premium Interest Rate

CommWealth is an individual savings account denominated in IDR which will maximize the value of your savings.


- Interest Rate equals to term deposit interest rate in which calculated based on end of day daily balance.
- Competitive fees and charges
- Convenient transactions in more than 180,000 Debit Prima/BCA network and more than 40,000 ATM across Indonesia
  • Free of charge for all transactions through ATM Commonwealth network
  • Free 10 (ten) cash withdrawal transactions through ATM Bersama and Prima network for minimum average balance of IDR 10,000,000 per month
  • Free debit card transaction fee through Debit Prima/BCA network in Indonesia
- Convenience in transaction through Internet/Mobile Banking with discount for transaction fee including:
  • Free real-time transfer between banks in Indonesia through Internet/Mobile Banking
  • 50% off transfer fee using SKN
  • 50% off transfer fee using RTGS
  • 50% off foreign currencies transfer fee using SWIFT
  • 50% off subscription fee of the mutual fund products
- Monthly Statement.

Risk of Product
The risks attached to this savings product is the change of fees and interest rates that can be done at anytime and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.

Procedures and Requirements
Opening an account can be done at the nearest Commonwealth Bank branch by completing and signing the account opening application form and providing the required documents

Document Requirement:

Resident : Valid ID (KTP) and Tax Registration (NPWP)
Non Resident : Passport; and KIMS/ KITAS/ Reference Letter from company registered as Bank Commonwealth customer/ Reference Letter from CBA, Tax Registration and other supporting document refer to Term and Condition Applied in PT Bank Commonwealth.

Fees and Charges*

Description Fee
Initial deposit Rp. 50,000,000,-
Minimum average balance Rp. 5,000,000,- 
Monthly administration Rp. 20,000,- 
Below minimum average balance fee Rp. 50,000,- 
Hold balance  Rp. 100,000,- 
Stamp duty In accordance to the prevailing regulations.
Stamp duty is charged per CIF, not per account
Closing account fee Rp. 100,000,- 

*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank

If you have auto debit facility on Commonwealth Bank (for example: AutoInvest, loan installment, standing instruction, standing order, etc), please ensure that your accounts have sufficient balance to cover the monthly fees and auto debit facilities.

Interest Rate Calculation
Interest is calculated based on end of day balance according to the prevailing interest rate. Interest rate table can be accessed in here

Product Expiration
The expiry of the product will be when customer or Bank closes the account.

Product Issuer
This Product issued by PT Bank Commonwealth and guaranteed by Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS")***

***If the value of total deposit exceeds maximum value/if the interest rate of deposit exceeds interest rate of Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS"), deposit is not included and/or shall not be guaranteed by LPS in Deposit Insurance Scheme/Program Penjaminan Simpanan.