COMMLink Premier is a unit link insurance product that combine investment and protection. Premium mode is regular premium where funds are invested with the fund-on-fund concept at selected and profitable mutual funds.
- Optimum Investment Results because funds are actively maintained by a professional investment manager and invested in several mutual funds that perform well in the stock market.
- Interim Cover benefit which provides sum assured payable due to accident if policy is under approval process up to maximum of IDR 150 Mio.
- Premium holiday after 2nd year of policy birthday.
- Free switching fee up to 4 times per year.
- Free administration fee and cost of insurance for the first year.
- Sum assured of 5 x annual premium is payable due to death cause by sickness and accident. In addition, fund value is added to the amount.
- 50% of sum assured is payable due life insured is diagnose by Terminal Illness and survive more than 12 months after diagnose date.
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- COMM ADDB(Accidental Death & Dismemberment Benefit)
Coverage for the risks of death and disability due to accident.
- COMMADB (Accidental Death benefit)
Coverage for death due to accident.
- COMM CrisisCover 30
Coverage for 30 critical illness.
Coverage for total permanent disability.
Waives premium payments if the beneficiary experiences total permanent disability or is diagnosed with critical illness.
Premium waiver for an eligible spouse in the events of death, total permanent disability, or critical illness.
Premium waiver waives premiums due to life insured event of death or total permanent disability, or critical illness.
Premium waiver waives premium due to life insured’s spouse event of death or total permanent disability, or critical illness.
Reimbursements for hospitalization income benefit, ICU, surgeries, pre, and post hospitalization care.
- COMM CI 50 Plus
Protection against critical illnesses Non Acceleration (the sum insured is additional)
- COMM Health
Inpatient hospital and surgical benefits until the age of 75 years old with cashless payment
- COMM CI Early Payout
Critical illness protection from early to intermediate stages
This insurance product issued by PT. Commonwealth Life and referenced/ recommended by PT. Bank Commonwealth (Commonweath Bank). This product is not issued by Commonwealth Bank, so does not contain any obligation and is not guaranteed by Commonwealth Bank and is not included in the guarantee program of the Government of the Republic of Indonesia. Commonwealth Bank is not responsible for any risk or insurance policy issued by PT. Commonwealth Life. The use of Commonwealth Bank logo is based on Commonwealth Bank approval to realize the cooperation between Commonwealth Bank and PT. Commonwealth Life with respect to the insurance product offering. Commonwealth Bank is not an agent of PT. Commonwealth Life nor a broker of Commonwealth Bank customers.