One account with a variety of benefits TBH is an individual savings account denominated in IDR that is available specifically for individual customers, with a variety of benefits. Benefits: - Initial deposit of IDR500,000 - Competitive interest rate in which calculated based on end of day daily balance - Ease of in transactions in more than 180,000 Debit Prima/BCA network and more than 40,000 ATM across Indonesia (Transaction can only be done in local currency and for Individual Account). Free ATM transaction fee through ATM Bersama/Prima/BCA network Free debit card transaction fee through Debit Prima/BCA network - Convenience in transaction through Internet/Mobile Banking with discount for transaction fee including: Free transfer fee using SKN 50% off transfer fee using RTGS 50% off foreign currencies transfer fee using SWIFT 50% off subscription fee of the mutual fund products - Receive variety of exciting Prizes by redeeming TBH Point reward. TBH point reward catalog can be access in here - Passbook for ease of checking all your transactions Risk of ProductThe risks attached to this savings product is the change of fees and interest rates that can be done at anytime and it will be informed to customers through branches, website or other media deemed appropriate by the Bank. Procedures and Requirements Opening an account can be done at the nearest Commonwealth Bank branch by completing and signing the account opening application form and providing the required documents Document Requirement: Resident : Valid ID (KTP) and Tax Registration (NPWP) Non Resident : Passport; and KIMS/ KITAS/ Reference Letter from company registered as Bank Commonwealth customer/ Reference Letter from CBA, Tax Registration and other supporting document refer to Term and Condition Applied in PT Bank Commonwealth. Fees and Charges* Description Fee Initial deposit IDR 500,000 Monthly administration** IDR 10,000 (effective on April 2014) Minimum average balance - Below minimum average balance fee** - Stamp duty In accordance to the prevailing regulations.Stamp duty is charged per CIF, not per account Closing account fee IDR 50,000 *Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank ** 1. If your account balance is not sufficient to cover the monthly fees above, the Bank system will record this as payable fees and debit it whenever your account balance is sufficient for debit payable fee on the following month 2. If you have auto debit facility on Commonwealth Bank (for example: AutoInvest, loan installment, standing instruction, standing order, etc), please ensure that your accounts have sufficient balance to cover the monthly fees and auto debit facilities. Interest Rate CalculationInterest is calculated based on end of day balance according to the prevailing interest rate. Interest rate table can be access in here Product ExpirationThe expiry of the product will be when customer or Bank closes the account. Product IssuerThis Product issued by PT Bank Commonwealth and guaranteed by Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS")*** ***If the value of total deposit exceeds maximum value/if the interest rate of deposit exceeds interest rate of Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS"), deposit is not included and/or shall not be guaranteed by LPS in Deposit Insurance Scheme/Program Penjaminan Simpanan.