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Tabungan Bunga Harian

One account with a variety of benefits

TBH is an individual savings account denominated in IDR that is available specifically for individual customers, with a variety of benefits.


- Initial deposit of IDR500,000
- Competitive interest rate in which calculated based on end of day daily balance
- Ease of in transactions in more than 180,000 Debit Prima/BCA network and more than 40,000 ATM across Indonesia (Transaction can only be done in local currency and for Individual Account).
  • Free ATM transaction fee through ATM Bersama/Prima/BCA network
  • Free debit card transaction fee through Debit Prima/BCA network
- Convenience in transaction through Internet/Mobile Banking with discount for transaction fee including:
  • Free transfer fee using SKN
  • 50% off transfer fee using RTGS
  • 50% off foreign currencies transfer fee using SWIFT
  • 50% off subscription fee of the mutual fund products
- Receive variety of exciting Prizes by redeeming TBH Point reward. TBH point reward catalog can be access in here
- Passbook for ease of checking all your transactions

Risk of Product
The risks attached to this savings product is the change of fees and interest rates that can be done at anytime and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.

Procedures and Requirements
Opening an account can be done at the nearest Commonwealth Bank branch by completing and signing the account opening application form and providing the required documents

Document Requirement:

Resident : Valid ID (KTP) and Tax Registration (NPWP)
Non Resident : Passport; and KIMS/ KITAS/ Reference Letter from company registered as Bank Commonwealth customer/ Reference Letter from CBA, Tax Registration and other supporting document refer to Term and Condition Applied in PT Bank Commonwealth.

Fees and Charges*

Description   Fee
Initial deposit    IDR 500,000 
Monthly administration**   IDR 10,000 (effective on April 2014)
Minimum average balance   -
Below minimum average balance fee**    -
Stamp duty    In accordance to the prevailing regulations.
Stamp duty is charged per CIF, not per account
Closing account fee    IDR 50,000 

Interest Rate Calculation
Interest is calculated based on end of day balance according to the prevailing interest rate. Interest rate table can be access in here

Product Expiration
The expiry of the product will be when customer or Bank closes the account.

Product Issuer
This Product issued by PT Bank Commonwealth and guaranteed by Indonesia Deposit Insurance Cooperation/Lembaga Penjamin Simpanan ("LPS")***

Tabungan Bunga Harian

  Branch & ATM
  CBA Group
  Internet Banking Login