Commonwealth Bank ATM

Commonwealth Bank provides ATM card and ATM machine that can meet your Banking needs anytime.


1. Broad ATM Network
Do your banking transactions in all Commonwealth Bank Indonesia ATM and all ATMs in Prima, Bersama, Cirrus, and CBA ATM network.

2. Up to 10 Free-of-charges Transactions per Month through Prima and Bersama ATM Networks
In addition to the ease of daily transactions at the Commonwealth Bank Indonesia’ ATM, customers can also enjoy up to 10x FREE transaction fee per month for cash withdrawals and transfers at all Bersama and PRIMA/BCA networks.

3. Free Monthly Administration Fee
Free monthly administration fee and annual premium to enjoy all benefits of Commonwealth Bank ATM card.

4. Bill Payment and Debit Transaction
Pay your routine bill and buy prepaid voucher through Commonwealth Bank ATM. Also enjoy free of charge debit transaction in all merchants in Prima Debit, Debit BCA, and Maestro.


Procedures and Requirements
Opening ATM facility can be done at the nearest Commonwealth Bank branch by completing and signing the product & services application form and providing the required documents.

Document Requirement:

  • Resident : Valid ID (KTP)
  • Non Resident : Passport; and KIMS/ KITAS/other supporting document refer to Term and Condition Applied in Commonwealth Bank.

Banking Services through Commonwealth Bank ATM:

1. Cash Withdrawal
Cash withdrawal facility through Commonwealth Bank ATM up until IDR 10,000,000 (or equivalent) per day.

2. Fund Transfer
Fund Transfer to Commonwealth Bank account up until IDR 50,000,000 (or equivalent) per day. And to Other Bank account through Bersama and Prima ATM Network, up until IDR 25,000,000 (or equivalent) per day.

3. Bill Payment
Bill Payment facility and Pre-paid voucher purchase up until Rp 25,000,000 per day.

4. Inquiries

  • Balance Inquiry
  • Information of last 5 (five) transactions (on the same month)

Banking services through other ATM Networks:

  • Free transaction fee for cash withdrawals and transfer transactions via ATM Commonwealth Bank Indonesia, Bersama and PRIMA/BCA
  • Cheaper cash withdrawal transaction fee for transaction through CBA Network
  • Cash withdrawal through Cirrus Network
  • Other Bank credit card payment using fund transfer method*
  • Free card issuance fee (for new account opening)
  • Supplement cards are available (max. 3 cards)

*Please contact the Bank of the issuing card for the payment through fund transfer method from ATM

Transaction Limit

Transaction limit through ATM
Minimum Transfer per Transaction IDR 10.000
Minimum Transfer per Transaction through ATM Bersama and ATM Prima/BCAIDR 50.000
Maximum daily cash withdrawalIDR 10.000.000 or equivalent*
Maximum daily Purchase (Debit) through Maestro Network IDR 10.000.000 or equivalent
Maximum daily Internal Transfer IDR 50.000.000 or equivalent
Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network IDR 25.000.000
Maximum transfer per transaction through ATM Bersama IDR 25.000.000
Maximum transfer per transaction through ATM Prima IDR 10.000.000

*Limit for cash withdrawal is different for Purchase(Debit Limit)

Fees and Charges

ATM Commonwealth Bank Card Fees and Charges

Transaction limit through ATM
Annual Fee Free
Monthly Administration FeeFree
Card Issuance Fee (for first card issuance) Free
Card replacement fee (lost/broken)IDR 25.000
Additional Card IDR 25.000

Transaction fees in other Bank ATM Machine

  ATM Prima/BCA ATM BersamaATM CirrusCBA Link
Balance InquiryIDR 4,000IDR 4,000IDR 5,000-
Cash Withdrawal IDR 7,500*IDR 7,500*IDR 30,000*IDR 10,000
Cash Withdrawal (for AusStudent Account)IDR 7,500*IDR 7,500*IDR 30,000*Free
Fund TransferFreeFree--

*Effective 1 September, 2015, enjoy up to 10 (ten) free cash withdrawal transactions if your TRB = IDR 10 million Rupiah or enjoy up to 2 (two) free cash withdrawal transaction per month if your TRB < IDR 10 million Rupiah.
**Cash withdrawal through Cirrus ATM will use base currency of MasterCard (USD)
- If the currency of default account is AUD/IDR/SGD/CNY, the conversion will be processed AUD/IDR/SGD/CNY ? USD ? Local currency.
- If the currency of default account is USD, the conversion will be processed USD ? Local currency.

Debit Transaction Fee

 Maestro Network (Electronic Fund Transfer at point of sale EFTPOS) Prima Debit Network

Please be aware:

  1. Preferred network for any inquiries using Commonwealth Bank ATM card in other Bank's ATM machines bearing Cirrus, Prima and ATM Bersama logo will be determined by owners of ATM terminals. Consequently, the local network such as ATM Bersama or Prima network will be considered as default.
  2. Any of transaction inquiry will be using customer/card holder's default account
  3. Debit transaction through Maestro Network will use base currency of MasterCard (USD)
    • If the currency of default account is AUD/IDR/SGD/CNY, the conversion will be processed AUD/IDR/SGD/CNY ? USD ? Local currency.
    • If the currency of default account is USD, the conversion will be processed USD ? Local currency.

Other Bank ATM card:

Banking services through Commonwealth Bank ATM:

  • ATM card with Bersama/Prima/ATM BCA logo can perform Banking transactions such as balance Inquiry, Cash Withdrawal and Transfer
  • ATM card CBA/Cirrus/Visa/Visa Plus logo can perform Banking transactions such as Cash Withdrawal

Product Risk
The failure of the Bank e-Channel system or ATM Prima/Bersama/Cirrus/CBA network causing failed transactions.

Call CommBank can be accessed through 1500030 or (6221) 2935 2935 for international access. We serve customer 24 hours a day 7 days a week (including public holiday).

Terms and Condition Applied
Customer is fully responsible for every transaction using ATM Card (including ATM PIN) and Bank is not responsible on every misuse of Customers’ ATM Card. Therefore Customer guarantee and discharge Bank for every claim and lawsuit that might arise from loss due to ATM Card usage.